Credit cards work to help you solve different financial problems. It can be a financial tool to help you manage your money while allowing you access to funds you can use for emergencies.
Credit cards like the DNB Mastercard are a great option for Norwegians to gain access to funds. DNB offers the best credit cards that you can apply for online. The DNB Mastercard is a great example of a credit card you can use for daily purchases or purchases abroad.
If you want to learn more about the DNB Mastercard, check out the guide below.
Key Highlights and Features of the DNB Mastercard
The DNB Mastercard excels at many points from the standard credit card in Norway.
This amazing credit card has almost all of the features and perks that an average Norwegian can enjoy.
With the DNB Mastercard, you have everything you need, from different kinds of discounts to travel insurance. Check it out below.
Huge Discounts on Fuel and Charging
With the DNB Mastercard, you can receive huge discounts on fuel and charging. When you register your card as a payment option for charging operators, you can get as much as a 10% discount on fuel and charging.
They also offer a huge discount on many charging stations in Norway, such as Circle K, Fortum, Tesla, and many more.
There are also discounts for those still using the traditional car with petrol stations nationwide.
Get Travel Insurance With DNB Mastercard
Travel insurance has always been a mainstay as part of the benefits of having a credit card. With the DNB Mastercard, you get one-way travel insurance included in your card.
This can be achieved if you pay more than half of your transport costs using the DNB Mastercard. You can even purchase premium insurance that covers all your travel expenses on your credit card. It’s that easy.
Option to Postpone Payment
One of the main advantages of getting the DNB Mastercard is the option to postpone your credit card payment. Once you’ve received your credit card invoice, you can even choose to pay in full or in installments with this feature.
However, if you’re experiencing some financial difficulties that will not allow you to pay for your current credit card invoice, you can always opt to postpone your payment. This offers convenience and relief for all credit card users out there.
Secure Your Purchases with the DNB Mastercard
Another great feature that you can surely enjoy with the DNB Mastercard is the security purchase protection.
If you want to postpone your payment and discover that your purchased items have not been delivered on time, you can file a complaint, especially if your credit card is not linked to your account. You can tag it as a risk to your card, and all of your purchases will be refunded.
Interest Rates and Fees
The DNB Mastercard has certain fees to be charged to your account upon use. Depending on your creditworthiness upon application, the monthly interest rate is usually 1.55% or an annual interest rate of 20.27%.
The DNB Mastercard does not have an annual fee. However, cash withdrawals at ATMs will incur a NOK 40 charge and an additional 1% of the total sum.
The overdraft fee is NOK 100, and an additional 8% is charged as interest on late payments.
What are the Requirements for Applying for the DNB Mastercard
If you’re interested in applying for the DNB Mastercard, you must first meet some eligibility requirements.
When you apply for the card, you must be 18 years old. All applicants must be Norwegian citizens, and you must not have any payment notes. Applicants are required not to have any debt that exceeds five times their gross income.
This means you must present your overall income as part of the requirement.
Lastly, applicants must be able to handle a hypothetical interest rate increase of up to 5%. All applications will need to undergo a credit check.
Contact Details
You can contact their customer service department for inquiries regarding the DNB Mastercard.
If you need assistance with the application, contact their customer service at (+47) 915 04 800.
You may visit their main office at Dronning Eufemias Gate 30, 0191 Oslo, Norway.
How to Apply for the DNB Mastercard
To apply for the DNB Mastercard, you must follow the online application process to be approved for the card as soon as possible.
You can seek assistance from their customer service department if you need help with the application.
Make sure that you are already eligible for the card before you start the application process.
Applying Online
The best way to apply for the DNB Mastercard is to apply online through their official website. Head over to the DNB website and search for DNB Mastercard.
Once you get to the specific webpage, review all of the details, then click on Apply. It will open another window where you must enter all your details.
Be sure that you are logged in to your account before you officially apply for the card.
Submitting Your Application
Fill out the online application form with your details and upload any necessary documents for review. Double-check all of the information that you have entered on the online application form before you submit.
Check the terms and conditions as well. Wait for them to call you on your phone or email for approval.
Once approved, you will receive your new credit card by mail at the address you entered on your application form. Remember to activate the card before you use it.
Conclusion
The DNB Mastercard offers different kinds of perks and features for its users. Ranging from discounts to affordable travel insurance, you can always expect the DNB Mastercard to cover your costs and let you enjoy the card to achieve financial success. Go ahead and apply for one today!
Note: There are risks involved when applying for and using credit. Consult the bank’s terms and conditions page for more information.
